Richard Jarman
Financial Adviser with True Potential
As a Partner and Financial Adviser with True Potential Wealth Management, I’m committed to delivering better value and choice for my clients.
Recognising that everyone’s personal situations are unique, I will take the time to get to know you and what’s important. Whether it’s a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way.
Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financial wellbeing from investments and insurance to tax and estate planning while offering exclusive opportunities...
For more than 36 years, I’ve been helping individuals and families reach their financial goals. I spent 25 years working for Lloyds Bank and HSBC working as a branch manager and also advising clients through the Lloyds Private Banking Wealth Management arm and as an IFA for HSBC. I took the decision to work for myself after many years in high street banking and feel that the level of service I can now provide is second to none.
After receiving my level 4 diploma from The Chartered Insurance Institute (CII), I became a qualified adviser and have pursued professional courses from the CII in all aspects of financial advice from retirement pension planning, investment advice, long term care and mortgages. Since that time, I’ve continually enhanced my knowledge and expertise through industry events and formal training.
I’m also very committed to giving back to my local community and have various business interests in promoting Cardigan and the area.
I love gardening and walking with my dogs Mostyn and Melin, and exploring the Welsh countryside and local beaches around Cardigan and West Wales.
I am fully bilingual and happy to deal with clients through the medium of Welsh.
I encourage you to take the time to explore my website and discover more about my ‘Beyond Wealth Management’ service and how you can benefit.
- Certificate in Mortgage Advice - CII - 06/05/2015
- Diploma Level 4 - CII - 27/07/2012
- Certificate in Life and Pensions - CII - 15/07/2011
- Long Term Care - CII - 11/03/2009
- Financial Planning Certificate - CII - 24/05/1999
Investment & Savings
I can review your investment and savings accounts, and create a bespoke financial plan that you’ll be able to track 24/7
with award-winning technology.
Retirement & Pensions
Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and can ensure that you are taking full advantage of new pension freedoms.
Protection
I can provide protection cover in the various forms of life, critical illness, and disability solutions as well as guidance on Inheritance Tax.
We are award winning
Our aim is to revolutionise the way wealth management is delivered. We believe that by using award winning technology to deliver financial services, we empower financial advisers and their clients to take control of their futures.
We provide innovative investments
Whether you’re aiming to pay off your mortgage, cover university fees or just grow your money our Portfolios use a pioneering approach known as Advanced Diversifications to find opportunities for growth that others can’t replicate.
We build revolutionary technology
Our clients can check their investments 24/7 and top up anytime with impulseSave. They also get access to exclusive features like True Potential Rewards, which enables them to earn cashback from over 4,000 retailers.
