Wayne
Stephen provided expert advice on how to access the funds and enabled my pension pot to be transferred into the right plan for me and to enable my pot to be invested in a plan that suited me.
Stephen Whyburd
DipPFS
Financial Adviser with True Potential
Colchester, Essex
As a Financial Adviser with True Potential Wealth Management, my mission is simple: to help you gain clarity, take control, and achieve your financial aspirations.
Financial planning isn’t just about numbers; it’s about understanding you—your plans, priorities, and the journey you want to take. Everyone's situation is unique, and I will invest the time to get to know you and what matters to you.
Whether you’re planning for a secure and enjoyable retirement, saving for your children’s education, pursuing a lifelong ambition, or ensuring your legacy makes an impact, I’ll be by your side every step of the way.
Managing your finances can feel overwhelming, but it doesn’t have to be...
With True Potential’s award-winning technology, I provide advice that’s clear, practical, and tailored to you. Plus, you’ll have 24/7 online access to view and manage your financial affairs with ease.
By working together, you’ll feel informed, confident, and empowered to make decisions that bring your financial goals to life. My goal is to simplify your financial journey—handling everything from investments and insurance to tax and estate planning—so you can focus on what matters most, while staying in control.
With over 30 years of experience helping individuals and families secure their financial futures, I bring both expertise and a understanding of complex needs, including final salary pension scheme reviews. My qualifications, including the Diploma in Financial Planning from the Chartered Insurance Institute, reflect my commitment to delivering professional and trustworthy advice.
Please do take the time to read my client reviews and I look forward to working with you.
Qualifications
- Certificate in Life and Pensions - Chartered Insurance Institute - 14/08/2015
- Diploma in Regulated Financial Planning - Chartered Insurance Institute - 14/08/2015
- Level 4 Certificate in Discretionary Investment Management - Chartered Insurance Institute - 14/08/2015
- Financial Planning Certificate - Chartered Insurance Institute - 18/03/1996
- (G60) Pensions - Chartered Insurance Institute - 22/01/1999
Investment & Savings
I can review your investment and savings accounts, and create a bespoke financial plan that you’ll be able to track 24/7
with award-winning technology.
Retirement & Pensions
Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and can ensure that you are taking full advantage of new pension freedoms.
We are award winning
Our aim is to revolutionise the way wealth management is delivered. We believe that by using award winning technology to deliver financial services, we empower financial advisers and their clients to take control of their futures.
We provide innovative investments
Whether you’re aiming to pay off your mortgage, cover university fees or just grow your money our Portfolios use a pioneering approach known as Advanced Diversifications to find opportunities for growth that others can’t replicate.
We build revolutionary technology
Our clients can check their investments 24/7 and top up anytime with impulseSave. They also get access to exclusive features like True Potential Rewards, which enables them to earn cashback from over 4,000 retailers.