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What happens to the Junior ISA when the child reaches 18?

On the date of the child’s 18th birthday any money held in the Junior ISA will automatically be rolled over into a normal ISA, and the annual allowance will increase to the current tax years. They will then be able to continue saving the money or decide what they do with it from that point onwards. If you need any further assistance on this topic, then please get in touch. Our team are expertly trained to answer your questions, and where the need arises, set up an appointment with a financial adviser to help you further.

With investing your capital is at risk. Investments can fluctuate in value, and you may get back less than you invest. ISA eligibility applies.

If you need more information or have any further question, and you are not already a client with True Potential, you can speak to our friendly team on 0191 625 0350 available 7am-8pm weekdays.