Inheritance Tax Planning & Advice

What is tax planning?

Making sure your money is invested tax efficiently is a vital part of any financial plan as it can help to ensure that you are making the most of your allowances.

Most types of investment accounts come with their own rules and tax allowances attached, from a simple £20,000 annual ISA allowance to more complex rules if you’re a high net-worth individual.

Keeping track of these can be difficult but making sure you use them correctly can save you money every tax year. That’s why our recommendations consider the most tax efficient ways for you to save and invest your money.

We’re specialists in tax and inheritance advice.

Keeping a close eye on all the tax allowances available to you can be tough, especially as your wealth builds over time and you begin to use up your ISA and Pension allowances.

Our qualified financial advisers can review all your accounts and create a bespoke plan that makes the most of your tax allowances and maximises the amount your beneficiaries can inherit.

As part of our service, we consider:

• The most tax-efficient options available to you
• Whether you require guaranteed income, for example, through an annuity
• Ways to mitigate a potential Inheritance tax bill
• Planning ahead to reduce tax on your beneficiaries
• Income, Capital Gains, Corporation and any other relevant taxes to you

Whether you’re expecting or passing on an inheritance, planning is essential to avoid an unnecessary tax bill. No matter what stage of your investment journey you’re at, we’re here to help you reach your financial goals and recommend the most suitable options for you.